Flood Insurance for Coastal Families and Businesses

Why Flood Coverage Matters Along the Grand Strand

Living in Myrtle Beach, North Myrtle Beach, Conway, and throughout the Grand Strand means enjoying the best of coastal living. But it also means facing very real flood risks. Standard homeowners insurance does not cover flood damage, yet flooding is one of the most common and costly natural disasters in South Carolina.

Even properties in low-risk “X” zones are not immune—nearly 40 percent of flood claims in South Carolina come from these areas. Without a flood insurance policy, a single storm surge or heavy rainfall event could leave property owners paying thousands of dollars out of pocket for repairs.


Tailored Flood Protection for Coastal Properties

At Moore & Associates Insurance, we understand the unique challenges of living and doing business along the coast. That is why we provide flood insurance solutions designed specifically for the Grand Strand. Whether you own a home, condo, or business, our team works with top-rated carriers to create coverage that fits your needs and budget.

Our flood insurance options include:

  • Home Flood Insurance – Protection for houses in both high-risk and low-risk zones.
  • Condo & Condo Association Coverage – Safeguarding unit owners and shared community property.
  • Business Flood Insurance – Tailored policies for small and large businesses facing coastal flood exposure.
  • Excess Flood Insurance – Added protection beyond standard limits for high-value properties.

Protecting Coastal South Carolina Families and Businesses

Flooding can happen anywhere along the Grand Strand—from beachfront neighborhoods to inland communities in Conway. By comparing multiple carriers, Moore & Associates Insurance finds policies that balance affordability with the peace of mind you deserve.

With the right flood insurance policy, you can enjoy the benefits of coastal living without worrying about how the next storm may impact your family or business.

📞 Call Moore & Associates Insurance today at 843-839-5076 or visit mooremb.com to secure your flood insurance coverage.

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