Auto Insurance in the Grand Strand
At Moore & Associates Insurance, we understand that driving along the Grand Strand comes with its own unique set of risks. From busy summer traffic in Myrtle Beach to daily commutes through Conway and North Myrtle Beach, having the right auto insurance coverage is essential. That’s why we work with top-rated carriers to offer a wide range of affordable car insurance options tailored to local drivers. Many of our clients also qualify for discounts, making coverage even more cost-effective.
When shopping for car insurance in Myrtle Beach, Conway, or North Myrtle Beach, you’ll need to make key decisions about liability limits, deductibles, and optional coverage. Our local team is here to explain your options and guide you through the process so you can make informed, confident choices.
Coverage Options Available
Collision and Comprehensive Coverage
- Collision insurance protects your vehicle from damages caused by an accident.
- Comprehensive insurance covers damage from theft, fire, vandalism, floods, or storms.
Both coverages typically include a deductible, and if you have a loan on your vehicle, your lender may require both.
Liability Coverage
Pays for injuries and property damage you cause in an accident. This protection is critical for safeguarding your personal assets.
Medical Payments Coverage
Helps pay for medical expenses for you and your passengers, regardless of who is at fault. Depending on your health insurance, you may or may not need this coverage.
Uninsured/Underinsured Motorist Coverage
Protects you if you’re injured by a driver with no insurance, inadequate coverage, or a hit-and-run accident.
Optional Coverages
Add-ons such as roadside assistance, towing, and rental reimbursement provide extra convenience and peace of mind.
How Much Auto Insurance Coverage Do You Need?
The right level of protection depends on factors such as your assets, the value of your car, your budget for deductibles, and your tolerance for risk. Our experienced agents know the driving conditions and risks across Myrtle Beach, North Myrtle Beach, Conway, and the entire Grand Strand. We’ll take the time to evaluate your situation and recommend coverage that balances affordability with the right level of protection.
South Carolina Auto Insurance Minimums
South Carolina law requires drivers to maintain minimum auto insurance limits:
- $25,000 of bodily injury per person
- $50,000 maximum bodily injury per accident
- $25,000 of property damage liability
While these limits satisfy state requirements, they are only the minimums. In the event of a serious accident, damages can quickly exceed these amounts, leaving you personally responsible for the difference. That’s why it’s important to review your policy with a local expert to ensure you have the protection you need.
Local Experts You Can Trust
Whether you are driving down Ocean Boulevard in Myrtle Beach, commuting through Conway, or heading to North Myrtle Beach for the weekend, Moore & Associates Insurance is here to keep you protected. Our mission is to provide dependable, local insurance solutions that give you peace of mind on the road.
📞 Call us today at 843-839-5076 or request a quick online quote. Let our team help you find the right auto insurance for your lifestyle in Myrtle Beach, North Myrtle Beach, Conway, and the Grand Strand.