Commercial Insurance

Running a business on the Grand Strand comes with its own set of challenges, from seasonal fluctuations to coastal weather risks. Moore & Associates has protected Myrtle Beach businesses since 1979, and we understand what local owners face. As an independent agency, we shop top carriers like Travelers, The Hartford, and Nationwide to build coverage that fits your operation. Whether you need general liability, commercial property, workers' comp, or a full business owners policy, we've got you covered.

General Liability

Covers bodily injury and property damage to third parties.

Workers' Compensation

Covers employee injuries and work-related illnesses.

Professional Liability

Covers errors, omissions, and negligence in professional services.

Commercial Auto

Covers vehicles owned or used for business operations.

Commercial Property

Protects buildings, equipment, inventory, and business contents.

Commercial Package Policy

Customizable policy combining multiple commercial coverage types.

Business Owner's Policy

Packaged policy combining property, liability, and income coverage.

Cyber Liability

Protects against data breaches, hacking, and cyber attacks.

Commercial Umbrella

Excess liability coverage above primary policy limits.

Directors & Officers

Protects executives from personal liability for management decisions.

Crime

Covers losses from employee theft, fraud, and financial crimes.

Builder's Risk

Covers buildings and materials during construction or renovation projects.

Excess Liability

Additional liability limits above umbrella and primary policies.

Hired & Non-Owned Auto

Liability for rental and employee-owned vehicles used for business.

Inland Marine

Covers mobile equipment, tools, and property in transit.

Business Interruption

Replaces lost income when business operations are temporarily suspended.

Tenant Improvements

Covers improvements and alterations made to leased commercial space.

Landlord

Coverage for property owners who rent to tenants.

Hospitality

Specialized coverage for hotels, motels, and lodging businesses.

Liquor Liability

Covers claims from serving or selling alcoholic beverages.

Restaurant

Specialized coverage for food service and dining establishments.

Short-Term Rental

Coverage for vacation rentals and short-term lodging properties.