Protection for What’s Inside Your Unit
Why Myrtle Beach Condo Owners Need the Right Insurance
Owning a condo in Myrtle Beach means waking up to ocean views and living just steps from the beach—but with that luxury comes unique insurance requirements. Many condo owners assume their HOA’s master policy will protect them fully, but in reality, it only covers shared spaces and building exteriors. That leaves your personal belongings, interior finishes, and liability exposure vulnerable.
Moore & Associates Insurance helps Myrtle Beach condo owners secure HO-6 insurance policies that fill the gaps left by association coverage. Whether you live in your condo full-time, rent it seasonally, or use it as a second home, we’ll make sure you have the protection you need.
What’s Covered in a Condo Insurance Policy?
Myrtle Beach HO-6 Coverage Built for You
A properly structured condo policy typically includes:
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Interior dwelling coverage – protects walls, flooring, cabinetry, and upgrades
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Personal property protection – covers furniture, clothing, appliances, and electronics
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Liability coverage – if someone is injured in your unit
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Loss of use – pays for temporary accommodations if your condo becomes uninhabitable
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Optional loss assessment coverage – to help cover costs the HOA passes on to unit owners
In a coastal city like Myrtle Beach, we also recommend reviewing flood insurance options. Even if your condo isn't in a high-risk zone, storm surge and water damage are common threats during hurricane season.
Get a Quote for Condo Insurance in Myrtle Beach
Local Guidance. Tailored Coverage. Real Peace of Mind.
Moore & Associates Insurance has helped hundreds of condo owners along the Grand Strand find coverage that fits their lifestyle and budget. As a local agency, we understand HOA rules, local building codes, and coastal risk factors better than anyone.
Request a free condo insurance quote today and let us help you protect your slice of paradise in Myrtle Beach.
