As Halloween approaches, many businesses in Myrtle Beach are getting ready for the holiday rush — but a few overlooked risks could lead to some scary surprises. At Moore & Associates Insurance, we specialize in helping local businesses stay protected through every season.
Common Fall Risks for Businesses
- Slip-and-Fall Claims: Wet leaves or decorations near entryways can create hazards. Review your general liability policy to ensure proper coverage.
- Property Damage: Cooler weather and storm remnants can impact your roof or signage. Make sure your commercial property insurance is up to date.
- Cyber Threats: Seasonal promotions often increase online activity, making businesses more vulnerable to phishing and fraud attempts. Cyber liability insurance is key protection.
Your Seasonal Coverage Checklist
- Verify workers’ compensation coverage for temporary or seasonal staff.
- Confirm your business interruption policy includes storm-related closures.
- Back up all online and customer data before launching fall promotions.
A strong insurance plan can keep your business running smoothly — even when surprises arise. Let our local team at Moore & Associates Insurance review your current policies to ensure you’re covered for every “what if.”
📞 Call 843-839-5076 or visit mooremb.com to schedule a business insurance review.