When the Tide Rises, Will You Be Covered?
Why Flood Insurance Is a Must in Myrtle Beach
Myrtle Beach is no stranger to flooding—from storm surge during hurricane season to flash flooding after heavy rainfall. Even homes outside high-risk zones can experience severe water damage. Unfortunately, most standard homeowners insurance policies do not cover flood damage, which means one unexpected storm could leave you with tens of thousands of dollars in repair costs.
At Moore & Associates Insurance, we help property owners along the Grand Strand secure flood insurance policies that offer peace of mind and financial protection. Whether you own a primary residence, a condo, or a rental property, we’ll help you find the right policy before the next storm hits.
What Flood Insurance Covers
Comprehensive Protection Backed by the NFIP and Private Carriers
A dedicated flood insurance policy typically includes:
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Building coverage – for your home's structure, foundation, electrical/plumbing systems, appliances, and HVAC units
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Contents coverage – for furniture, clothing, electronics, and personal belongings damaged by flooding
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Optional excess flood insurance – for higher-value properties or areas not fully covered by standard limits
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Available through the National Flood Insurance Program (NFIP) and private insurers
We’ll help you determine your flood zone, assess your home’s vulnerability, and choose a policy that matches your property’s size, location, and risk level.
Get a Flood Insurance Quote in Myrtle Beach Today
Local Experts. Reliable Coverage. No Surprises.
At Moore & Associates Insurance, we live and work in the same communities we serve. We understand the flood risks specific to Myrtle Beach and surrounding coastal areas—and we’re committed to helping you prepare.
Contact us today for a free flood insurance quote, and protect your home or business before the next storm arrives. There’s typically a 30-day waiting period for coverage to begin, so don’t wait until it’s too late.
