Thanksgiving is one of the most celebrated holidays along the Grand Strand, and for many families the heart of the day is the kitchen. With multiple dishes cooking at once, guests moving through the home, and long hours of food preparation, it is also one of the most common days for kitchen accidents and home fires. A little preparation can help protect your home or condo and keep your holiday running smoothly.
The most frequent causes of Thanksgiving related kitchen incidents are grease fires, unattended stovetops, and overcrowded cooking spaces. To reduce the risk of fire, keep flammable items such as towels, paper goods, or decorations away from heat sources. Make sure pot handles are turned inward and always keep an eye on anything cooking in oil. If a grease fire starts, avoid using water. Cover the pan with a lid and turn off the heat to smother the flames.
For homeowners and condo owners, preventing accidents is important not only for safety but also for protecting your insurance coverage. Homeowners and condo insurance typically covers accidental fires, smoke damage, and resulting repairs, but insurers expect reasonable precautions to be taken. Documenting regular maintenance, keeping smoke detectors in working order, and practicing safe cooking habits can help support the claims process if an incident ever occurs.
It is also helpful to review your policy before the holiday season. Many kitchen accidents are covered, but personal belongings, appliances, or structural damage may fall under different sections of a policy. Moore and Associates Insurance can help you understand what is included and identify any gaps in your protection.
Thanksgiving should be a warm and enjoyable time with loved ones. By staying alert in the kitchen and understanding how your insurance coverage works, you can celebrate with confidence and focus on what matters most. Moore and Associates Insurance is here to help keep your home or condo protected throughout the holiday season.